One of the most challenging situations that could happen to a family is for a member to be seriously or chronically disabled. The inability of a family breadwinner to earn a decent income due to illness or injury means that families must live with less money. Social Security Disability benefits will hardly replace losses in wages. It is a reality that millions of people have to face yearly.
The Social Security Administration (SSA) uses a simple description of “disabled” under its rules and a lengthy procedure to determine whether you’re disabled. Consequently, while the criteria and the procedure are the same, the assessment results can differ depending on the diagnosed medical issue.
Causes of Disability Claims
Everyone wants never to have to deal with a disability. The odds of it happening to us increase as we age, make poorer lifestyle decisions, and when it comes to the jobs we take. While most people think of someone with a disability as being disabled and wheelchair-bound, disabilities may take many forms, with some visible and others not. The most prevalent impairments for people with disabilities are as follows.
1. Musculoskeletal and Connective Tissue Disorders
Musculoskeletal and connective tissue illnesses make up almost a third of all disability claims. Signs of these ailments include discomfort in the neck, shoulders, back, joints, or the spine; tight or sore muscles and tendons; or pain in the feet and ankles or hands.
Problems like sciatica and herniated discs can make it difficult for people to stand, sit, or lie down without discomfort. Common connective and musculoskeletal diseases include back pain, degenerative disks, osteoporosis, arthritis, and rheumatism. For bone-related disorders or injuries, you can ask the help of orthopedic injury lawyers to prove your disability claim.
2. Mental Issues
Depression and anxiety are frequent mental health issues that might impact a person’s efficiency at work. Although the signs of mental illness might not manifest physically, we must not dismiss the issue.
Even though most mental health conditions respond favorably to treatment, putting off seeking help can lead to worsening symptoms that can affect the ability of a person to function in every aspect of life. To help you with your claim, you can get in touch with reputable law firms like Binder & Binder and ask for assistance and advice from them.
3. Nervous System Conditions
Neurological disorders are another type that can result in claimants for disability benefits. Motor control impairments and mental processing can result from diseases of the neurological system, like Multiple Sclerosis, Parkinson’s, and Amyotrophic Lateral Sclerosis. Due to the long-term nature of these conditions, it may be more challenging to convince an insurance company specializing in disability that the claimant is disabled and deserves compensation.
Common problems of the neurological system usually respond well to treatments such as physical therapy as well as medications. But, sustaining a full-time or part-time work schedule can be a tremendous challenge. You can visit site online to learn more about it.
4. Cardiovascular Diseases
In the United States of America, it is estimated that cardiovascular illness takes the lives of one person every forty seconds, on average. But for people who have problems with their cardiovascular systems and require surgery or rehabilitation, the time spent recovering can considerably affect their ability to earn a living. It can make it impossible for them to earn an income and make it difficult to manage day-to-day routines.
According to the statistics, 41% of males and 38% of women have cancer at one point or another. There is no proper way to know if or the time you’ll get diagnosed with cancer. Although your family history and lifestyle choices may be a factor, there is no method to avoid the possibility entirely.
Treatments such as chemotherapy, radiation, or surgeries may leave you tired, ill, and bedridden when you have cancer or a tumor. It may be challenging and impossible to perform your job duties currently.